Yunus Models stories for Mandi model of learning
I WAS CONFLICT WITH MYSELF !
1. Delighted to be here. to share my experiments I have gone through.
Many issues you are raised, I have confronted in my OWN way, and PERSONAL way. But I thought I would jump in. and every thing happened because of extreme circumstances in which I was teaching at that time in around 2000.
LIFE WAS GOOD.. SELF INFLICTED PROBLEMS !
I was teaching in a reputed wonderful national institute. No personal and professional problems. Great salary, good accommodation, great location, best students, freedom and autonomy what to do ! then what happend and why it all happen
Great dissatisfaction and discontented along with the most satisfied !
I have everything to do what i want to do
To do something more ! Some thing else ! This is not that I wish to do ! Why I m doing what I am doing
It is surprising ..! Yes. It surprises You !
I was teaching big and beautiful things like leadership, strategy, empowerment.
I realised.. . What all I was doing .. WAS HARMING AND NOT HELPFUL
I went there to.. make them happy and helping empower them. It is just REVERSE !
I see what I teach those beautiful and elegant theories have no meaning in the life of my students. Final outcome is they are more vulnerable, mentally weak, and lazy,
Inside of me, day by day the discontent, agony and restlessness was growing .. More Unsatisfied !
For what they are becoming cannot be blamed for anybody else but ME as educator. 2 yrs of education. Completely in my control . I m there to make them !
The impact and result of my teaching elegant great management theories is that they are converted as life time slaves to certain industries.
Most painful thing, I felt was, I was collecting for this and they are paying heavy tuition fees.
Their academic learning is robing them and looting them financially. This is what I felt.
Every educated, if educated are not, surely INDEBTED !
In number, 100 % of the the educated I m involved are surely made into a YES BOSS people !
They are made to do , what they are told to do ! .. My and our score is.. almost 100 percent !
Most are turn into a LOANEE / DEBTORS / A HEAVY LOAN ON THE HEAD OF A YOUNG PERSON...
A YOUNG, A NAIVE, A POTENT PERSON IS FOR THE FIRST TIME IN LIFE.. SAYS ..I M INDEBTED AND PROMISE TO PAY.. IF I DONT PAY... anything you can do ..
I RARELY SEE A YOUNG, A NAIVE, A POTENT PERSON ABLE TO SAY..
I M FREE; I M ABLE TO DO WHAT I WISH TO DO ;
I CAN STAND ON MY LEGS !
I WORK FOR CHANGE !
It is taken as a RIGHT strategy to be done on a young person by many !
Slavery, dependence, greed, purposelessness, people living with slavery.
Imagine a campus with 1000 young souls, great location, beautiful classrooms, best salaries, great talks, but in the heart of the institute stark reality of life ..
This came in conflict with my self !
This is happening batch after batch hundreds and thousands of students are butchered before my eyes ! From 1998 on wards, till 2005 !
AND OUT OF THIS AGONY, OF SEEING THINGS SO CONTRADICTORY, I started to think ... What I can do ? WHAT IS THAT I CAN DO HERE AND NOW !
Mai Kya Kar saktha hu!
IF WHAT I TEACH IS INCONSISTENT WITH ME, THEN I HAVE NO REASON WHY SHOULD I TEACH THAT !
SINCE I COULD NOT ACCOMMODATE THIS DIVERGENCE - BETWEEN THE REALITY AND THE CLASSROOM , AS A FACULTY I WANTED TO DO SOMETHING..
---------
- Should I leave the teaching career ?There are number of individuals who took FLIGHT mode to escape convenient destinations. Some leave and talk and criticize.
-----------
Mai kuch karunga ! Mai kuch karna hai !
-----------
AND I WANT TO BE USEFUL TO MY STUDENTS.
I CAME HERE ONLY TO HELP PEOPLE !
THERE IS STORY BEHIND THIS ! LATE ON !
IF I M NOT USEFUL TO PEOPLE I FELT LIFE HAS NO MEANING WHY SHOULD I LEAVE MY LIFE, JUST FOR MY SELF !
----
INVENTING THE SOLUTION
SO WHILE I WAS GOING THROUGH THIS AGONIZING, I CAME UP SOLUTION OF MY OWN,, WHY DONT I GO OUT SIDE OF THE CAMPUS , CAMPUS IS BEAUTIFUL AND MODERN BUT RIGHT SIDE OF THE CAMPUS TRADITIONAL AGE OLD CETNRUAU WOLD VILLAGE . LIFE IS TOTALLY UNTOUCHED ..SO FORGET THIS ARTIFICIAL CAMPUS , LET ME PART OF THE REALITY OF LIFE IN MUMBAI.
Why dont I guide my students to sell these learning toys ?
Whatever little selling they do, help them in learning, financially. it was crazy idea.. no body had done before. but i was determined.
-----------------
LEAST HELP PRINCIPLE
I DECIDED TO DO SOMETHING ..IN SEARCH OF ONE THING, TRYING TO FIND A WAY HOW TO MAKE MYSELF USEFUL TO AT LEAST ONE STUDENT, ONE TIME, ONE DAY, I DID NOT REAISE THAT I COULD NOT BE USEFUL TO MANY , DEFINITELY I COULD BE USEFUL TO TO ONE STUDENT. AND THAT WAS MY SEARCH WAS.
CAN I USEFUL TO ONE STUDENT DOING SOMETHING USEFUL TO ONE PERSON... EVERYDAY I WAS TRYING TO FIND THAT OPPORTUNITY .
IN THE PROCESS, I FELT A LITTLE BIT BETTER, BECAUSE I WAS PART OF REALITY OF LIFE. I M NOT IN THE ARTIFICIAL WORLD.
I WAS GRADUALLY INVOLVED IN DOING LITTLE THINGS, HERE AND THERE, THAT ENCOURAGED ME THAT I CAN DO SOMETHING.. EVEN FOR ONE PERSON.
-----------------
IDEA STRUCK ME.. I CAME UP SOLUTION OF MY OWN,
--------------
BIRDS AND WORMS EYE VIEW - SAYING VS. SEEINIG
WHILE I WAS DOING THAT, SOME TRANSFORMATION TOOK PLACE IN ME !
AFTER THAT ?
?
?
?
I WAS GIVEN THE IMPRESSION THAT I WAS GETTING VIEW OF THE WORLD , ONE GLANCE, so like a bird, flying hihg in the sky, and seeing the world BENEATH FEELING .. yes i can see the world .becuae i m flying high and see lot of things. so the university give me the birds eye view, the view of the bird flying over,
that cam very vivid to me in the village suddenly i see a different kind of view, not a brid's eye view, but a view at a close range, i can touch the person, talk to the person, i can see the person everyday, how he she lives, how he she learns, i felt this is how the view about reality . this gives me WORMS EYE VIEW.. worm, creeping on the soil, get to see the things clearly , unlike the bird,
Bird see lot of things but not clearly because, too far high. the worm creeps on the ground and see things very clearly but very little. but what it sees crustal clear real thing. and i felt very emboldened. happy that i see the real thing. and i felt happy because i could touch the problem.
----------------
The problem.. Loan shirks ..
One thing repeatedly came to my notice.. the role of Student loan. lending money to the poor people and grabbing everything from them .in the name of loans..
Actually it is a pretext. it is a way to find hook how to get the Gen Y .
Catch you young, naive and needy is the motto of student loans. Once captured there is perfect hold over the student life completely. I see a coordinated working of THREE groups, bankers, industry and academics. All three groups benefit enarmously out of the student. Academics are collecting the fees quickly and hassle free. Loan repayment is the trap laid to lead the young person into the employment offered by the industry. banks get back their loans when as EMI from the salary that is going to be paid. IN the whole it is the student who lost his SOVEREIGNTY. Hundreds and thousands of students are getting trapped into it. Student loans does not smell and sound anything fishy. It sounds so supreme !
It is painful thing to see it. very close range. u see the person who is victimised, u see the person who victimises the other person . both live in the same village. and the more i see, it pains more..
how heartless a human being can be ? so far other human bieng is concerned
---------------------
and how was trying to redress this problem, how to protect my students ?
I looked into my curriculum of management, never the issue of loan shirks problem was discussed. I have no solution in my curriculum for tackling this loan shirks.
They teach you lots of things. but not real harsh, immediate and direct damage that is being done to the students. Then I realized it is not with one college, one university but in most of the
Game is same, names may be different.
I find it impossible for me to stop any student taking loan. it is also a stupid thing to do so. How to protect my students who had taken a student loan is the best problem that should my students, I narrowed down to..Even one student, for oneday and a fraction of protecting them is what I was looking for..
----------------
One idea came to my mind, It is not difficult. Why not I lend money myself ? The idea is that If I lend money, the students who need the money they will come to me, if they take money from me, they need not go to loan sharks and they are protected. Because I m lending them money not to exploit them. just to protect them. as long as they pursue that they are saved from loan sharks .I thought it is easy why dont I do that. i started giving my money out of my own pocket ,
people loved it... so easy .. i loved it .. so easy.. that is the begining of lending to persons ,
I have no idea, what banks do,
simply doing it myself, when it grew, it became big, everybody wanted to do Mandi
I was very happy because, every time somebody wants to barrow money, i m helping by protecting a student. I was happy, the more it grew, more i was happy.
------------------
Then i started thinking how to make it institutionalizing it. How to inject the method in other subjects also .
------------
everybody was warning me, my colleagues, my students etc. it cannot be done,you are doing a stupid thing, you will loose your money ,I said, if i loose money, it will be money, dont worry about it I will handle it, but until it wont happen, I will continue it. because i see how my students are benefititng from it..and all those warnings came no use because it never happend. it never collapsed. they warning me collapse in a year, it never collapsed.
that thing known as MANDI and spread all over the country
----------------
The reason i m telling you all this story because, everything i did in the story that I m telling is DEFIEING what goes on, NOT accepting what it is.
If I accepted how what the teaching of economics goes ,all along, I will not move out of it. I will match and it wont match..
So I stayed away from it. So i defied what is being taught .
I wanted to bring closeness to the reality and the teaching that i do in the class room. and then i bumped into the banking system without knowing what it is , i was trying to find the solution, they are telling me that it cannot be done .
Gave lots of very brilliant explanations .. I was stubborn.. I did not listen to them
Because again, what happened to me,, gaining what i am, teling about the worms eye view,
I see the reality, as it is. That reality is something precious,
Not what they are saying. It does not match with what i m seeing.
Between what they say and what I see, I accept my worms eye view, than their brilliant knowledge that they have. I have no attention to that.
I relied on what I see, i continue with that.
Then I realized that reality is so simple . We make it very complicated in the class room.
A kind of experts making simple so complex and complicated, so that I can glorify myself as a big scholar.
I said the reality of life was very simple.
Nature is very simple, but we dont go for simplicity of it. We transform it into very complicated.
We complicate it stuck and confuse every body in the process, confuse ourselves, I said, i will stay with simplicity part of it. that was happend with the banking system, and that i did it. it works.
Why does it work ?
Why you violate everything that banking system says. Every aspect of it. but it still it works .
I said because, I m dealing with real people real sense, not coming through a theory, and trying to figure out, how it should be done, I did not do that way . In the process, I violated every single rule, banks have
----------------
SPEND NOW - COLLECT LATER ! .... LEARN NOW AND DO LATER... !
The KEY of banking is all about .....COLLATERAL.
The whole banking system emerged out of it. It is the spinal card for the whole system. Have you noticed this ! Paise, Rokada ! Vasool karo ! Jaldee ! JItna Jaldee uthna jaldee !
The day one , I dismissed the whole idea, I said no collateral, i can do business, without collateral, you did not need to give anything in exchange of my loan.
How they do such a thing..? What you will do if they dont pay back ?
I said, i will deal it when it happens, if it happens, not as an assumption.
It never happened, so I continued, and now it happens all over the country, no collateral,
I keep telling Grameen bank is the only bank in the world, LAWYER FREE , no lawyers involved
See, lending 20 dollars you need a lawyer. It is impossible task,
Lawyer will here to figure it out.. how to do 20- dollar loan to give what kind of documentation, what kind of muscle power to put in to it ,so i dismissed it.
So, everything else in grameen bank we violated one or the other principle of banking, including ..... fundamental feature like collateral.
The ultimate conclusion that I came..
If a system has created the problem,
if u want to solve the problem, undo the system, reverse the the system.
For example if the system has created poverty,
by going in certain direciton, it created poverty.
To undo that you reverse the flow of events, the other way..
The logic is , if go on by the same toad, u will always reach the same destination.
There is no escape form that . if u follow the same road, u will get to the same destination.
If u want to get to the destination, opposite to that, you cannot do it by going the same road, the same direction.
You have to change your direction, we have to go other direction. and then you reach the goal where you want.
the same road cannot take you to new destination. that the simple truth.
But we all always trying to do the same things, always and want to solve the problem we created problem already.
instead of building new roads to take us in other direction.
If you take the totality of the world today, there is lot of achievements that we have created.
But I come back again and again, what created poverty ?
My conclusion always as I have seen, with my experience,e ..
the poverty is not created by the poor .
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UNEDUCATED are not responsible for perpetuation of un-education in the world... !
The people behind the educated becoming the educated are .. THE UNEDUCATED !
The people behind the uneducated continue to remain uneducated are .. THE EDUCATED !
----------------
Who are reason for un-education ? The answer is 'blowing in the wind ' BOB DYLON..!
Does it make sense to you ? this is enormous truth .
When you look at uneducated, you look at them there is something wrong with them, they are lazy, they are trapped in traditional thinking, they lack initiative, they dont have skill. See everything is blaming them .
I put it completely different way . Dont look for their shortcoming in them.
UNEDUCATIOIN is created by the system that is created by the EDUCATED.
System is at fault.
System has become a machine to create uneducaiton.
But you dont touch the system.
So much so, it is easy to talk about the poor people. not about the system.
It seems so logical to think so. and It is working... and So you do that.
In my own work, without knowing all those explanations, I simply hit at the machine.
I said I reverse the machine. I put them into another gear
It brought me suddenly.. I completely i see new kind of people, people who are energetic, people who are creative. People want to change their fate, given even one opportunity,
-------------
Bonazai ree
I m describing uneducation is like a bonzai tree.
You take the seed
My explanation is..
----------------
who designed the system. The GOD designed it ? No. GOD has no business with that. we people designed it. the schalors are. they write books. they write articles . v love that and v practice it. v practie so much v fall i love. v dont think anything else can hapen. and different thing can happen.
we follow it all along. in the process, we created what are the problems with that work .
THREE outcomes let me quote.
1 Extreme inequality .. we dont pay attention to it. the reality life is whole world.
2
3
3
4.
Shifting from University to NITIE
Problem of education faced NITIE
Casual response to the problem
Solution chosen
1. I find our students are SMARTER than us. The reason is, our students are born in times of most SMART technologies are available to them. I jealous them to born in SMART technology times.
2. Quickly let us realize that what ever be the STUDENT OUTCOMES - good or bad - are attributed only to the long drawn academic process that is put in place by the academics like me.
I want to be USEFUL Teacher !
If my DOING is USEFUL to students ?
If my DOING is USEFUL to ALL student ?
If my DOING is FULLY USEFUL to ALL students ?
If my DOING is FULLY USEFUL to ALL students NOW or LATER ON ?
-----
When I examined this.. I found..that
ALL STUDENTS ARE FULLY USEFUL TO ME IN REAL TIME ?
--------
When I applied the same with myself as a teacher ..
What I m DOING is FULLY USELESS TO MOST STUDENTS IN REAL TIME ?
----------------
When I applied the same with my teachers ..
What my teachers have DONE to me was PARTIALLY USEFUL ONLY in DUE COURSE ?
------------
My challenge is..
Why not I M PARTIALLY USEFUL TO FEW STUDENTS IN REAL TIME ?
-----------------
Nuksaaani shiksha.. mushkul aur takleeb kee hai ..
Fayidaan wali shiksha mumkeen aur aasan bhee hai ..
Useless is difficult and troublesome;
Where as Useful is easy and Possible !
3.Year on year SMART students are emerging as sure shot DEPENDENTS, JOB SEEKERS and SLAVES. There is sufficient evidence for this. Placement statistics, growing number of job less, job seeking educated, and battalions of unemployable graduates is an indication of this undesirable social outcomes. I also say, with due responsibility this is equally shared by most of my academic colleagues.
4. Academizing process is full proof system which is ancient in doing this damage. This damaging process is carried out diligently working very hard through the selection of few most intelligent students, inflicting maximum pain on them during the learning process, looting whatever the students possess as tution fees, including forcing the students to take student loans, by sodomizing the students. As a professor I have no right to blame anybody else for this .
5. This undesirable outcome is result, when I am teaching to my students illustrious and excellent management theories with an intention to make effective people.
who are supposed to apply the same knowledge skills in due course for solving the corporate problems. Few questions that crop are ..
Professors hold a academic theory that what they are doing to the students will be one day useful, to some
I WAS CONFLICT WITH MYSELF !
1. Delighted to be here. to share my experiments I have gone through.
Many issues you are raised, I have confronted in my OWN way, and PERSONAL way. But I thought I would jump in. and every thing happened because of extreme circumstances in which I was teaching at that time in around 2000.
LIFE WAS GOOD.. SELF INFLICTED PROBLEMS !
I was teaching in a reputed wonderful national institute. No personal and professional problems. Great salary, good accommodation, great location, best students, freedom and autonomy what to do ! then what happend and why it all happen
Great dissatisfaction and discontented along with the most satisfied !
I have everything to do what i want to do
To do something more ! Some thing else ! This is not that I wish to do ! Why I m doing what I am doing
It is surprising ..! Yes. It surprises You !
I was teaching big and beautiful things like leadership, strategy, empowerment.
I realised.. . What all I was doing .. WAS HARMING AND NOT HELPFUL
I went there to.. make them happy and helping empower them. It is just REVERSE !
I see what I teach those beautiful and elegant theories have no meaning in the life of my students. Final outcome is they are more vulnerable, mentally weak, and lazy,
Inside of me, day by day the discontent, agony and restlessness was growing .. More Unsatisfied !
For what they are becoming cannot be blamed for anybody else but ME as educator. 2 yrs of education. Completely in my control . I m there to make them !
The impact and result of my teaching elegant great management theories is that they are converted as life time slaves to certain industries.
Most painful thing, I felt was, I was collecting for this and they are paying heavy tuition fees.
Their academic learning is robing them and looting them financially. This is what I felt.
Every educated, if educated are not, surely INDEBTED !
In number, 100 % of the the educated I m involved are surely made into a YES BOSS people !
They are made to do , what they are told to do ! .. My and our score is.. almost 100 percent !
Most are turn into a LOANEE / DEBTORS / A HEAVY LOAN ON THE HEAD OF A YOUNG PERSON...
A YOUNG, A NAIVE, A POTENT PERSON IS FOR THE FIRST TIME IN LIFE.. SAYS ..I M INDEBTED AND PROMISE TO PAY.. IF I DONT PAY... anything you can do ..
I RARELY SEE A YOUNG, A NAIVE, A POTENT PERSON ABLE TO SAY..
I M FREE; I M ABLE TO DO WHAT I WISH TO DO ;
I CAN STAND ON MY LEGS !
I WORK FOR CHANGE !
It is taken as a RIGHT strategy to be done on a young person by many !
Slavery, dependence, greed, purposelessness, people living with slavery.
Imagine a campus with 1000 young souls, great location, beautiful classrooms, best salaries, great talks, but in the heart of the institute stark reality of life ..
This came in conflict with my self !
This is happening batch after batch hundreds and thousands of students are butchered before my eyes ! From 1998 on wards, till 2005 !
AND OUT OF THIS AGONY, OF SEEING THINGS SO CONTRADICTORY, I started to think ... What I can do ? WHAT IS THAT I CAN DO HERE AND NOW !
Mai Kya Kar saktha hu!
IF WHAT I TEACH IS INCONSISTENT WITH ME, THEN I HAVE NO REASON WHY SHOULD I TEACH THAT !
SINCE I COULD NOT ACCOMMODATE THIS DIVERGENCE - BETWEEN THE REALITY AND THE CLASSROOM , AS A FACULTY I WANTED TO DO SOMETHING..
---------
- Should I leave the teaching career ?There are number of individuals who took FLIGHT mode to escape convenient destinations. Some leave and talk and criticize.
-----------
Mai kuch karunga ! Mai kuch karna hai !
-----------
AND I WANT TO BE USEFUL TO MY STUDENTS.
I CAME HERE ONLY TO HELP PEOPLE !
THERE IS STORY BEHIND THIS ! LATE ON !
IF I M NOT USEFUL TO PEOPLE I FELT LIFE HAS NO MEANING WHY SHOULD I LEAVE MY LIFE, JUST FOR MY SELF !
----
INVENTING THE SOLUTION
SO WHILE I WAS GOING THROUGH THIS AGONIZING, I CAME UP SOLUTION OF MY OWN,, WHY DONT I GO OUT SIDE OF THE CAMPUS , CAMPUS IS BEAUTIFUL AND MODERN BUT RIGHT SIDE OF THE CAMPUS TRADITIONAL AGE OLD CETNRUAU WOLD VILLAGE . LIFE IS TOTALLY UNTOUCHED ..SO FORGET THIS ARTIFICIAL CAMPUS , LET ME PART OF THE REALITY OF LIFE IN MUMBAI.
Why dont I guide my students to sell these learning toys ?
Whatever little selling they do, help them in learning, financially. it was crazy idea.. no body had done before. but i was determined.
-----------------
LEAST HELP PRINCIPLE
I DECIDED TO DO SOMETHING ..IN SEARCH OF ONE THING, TRYING TO FIND A WAY HOW TO MAKE MYSELF USEFUL TO AT LEAST ONE STUDENT, ONE TIME, ONE DAY, I DID NOT REAISE THAT I COULD NOT BE USEFUL TO MANY , DEFINITELY I COULD BE USEFUL TO TO ONE STUDENT. AND THAT WAS MY SEARCH WAS.
CAN I USEFUL TO ONE STUDENT DOING SOMETHING USEFUL TO ONE PERSON... EVERYDAY I WAS TRYING TO FIND THAT OPPORTUNITY .
IN THE PROCESS, I FELT A LITTLE BIT BETTER, BECAUSE I WAS PART OF REALITY OF LIFE. I M NOT IN THE ARTIFICIAL WORLD.
I WAS GRADUALLY INVOLVED IN DOING LITTLE THINGS, HERE AND THERE, THAT ENCOURAGED ME THAT I CAN DO SOMETHING.. EVEN FOR ONE PERSON.
-----------------
IDEA STRUCK ME.. I CAME UP SOLUTION OF MY OWN,
--------------
BIRDS AND WORMS EYE VIEW - SAYING VS. SEEINIG
WHILE I WAS DOING THAT, SOME TRANSFORMATION TOOK PLACE IN ME !
AFTER THAT ?
?
?
?
I WAS GIVEN THE IMPRESSION THAT I WAS GETTING VIEW OF THE WORLD , ONE GLANCE, so like a bird, flying hihg in the sky, and seeing the world BENEATH FEELING .. yes i can see the world .becuae i m flying high and see lot of things. so the university give me the birds eye view, the view of the bird flying over,
that cam very vivid to me in the village suddenly i see a different kind of view, not a brid's eye view, but a view at a close range, i can touch the person, talk to the person, i can see the person everyday, how he she lives, how he she learns, i felt this is how the view about reality . this gives me WORMS EYE VIEW.. worm, creeping on the soil, get to see the things clearly , unlike the bird,
Bird see lot of things but not clearly because, too far high. the worm creeps on the ground and see things very clearly but very little. but what it sees crustal clear real thing. and i felt very emboldened. happy that i see the real thing. and i felt happy because i could touch the problem.
----------------
The problem.. Loan shirks ..
One thing repeatedly came to my notice.. the role of Student loan. lending money to the poor people and grabbing everything from them .in the name of loans..
Actually it is a pretext. it is a way to find hook how to get the Gen Y .
Catch you young, naive and needy is the motto of student loans. Once captured there is perfect hold over the student life completely. I see a coordinated working of THREE groups, bankers, industry and academics. All three groups benefit enarmously out of the student. Academics are collecting the fees quickly and hassle free. Loan repayment is the trap laid to lead the young person into the employment offered by the industry. banks get back their loans when as EMI from the salary that is going to be paid. IN the whole it is the student who lost his SOVEREIGNTY. Hundreds and thousands of students are getting trapped into it. Student loans does not smell and sound anything fishy. It sounds so supreme !
It is painful thing to see it. very close range. u see the person who is victimised, u see the person who victimises the other person . both live in the same village. and the more i see, it pains more..
how heartless a human being can be ? so far other human bieng is concerned
---------------------
and how was trying to redress this problem, how to protect my students ?
I looked into my curriculum of management, never the issue of loan shirks problem was discussed. I have no solution in my curriculum for tackling this loan shirks.
They teach you lots of things. but not real harsh, immediate and direct damage that is being done to the students. Then I realized it is not with one college, one university but in most of the
Game is same, names may be different.
I find it impossible for me to stop any student taking loan. it is also a stupid thing to do so. How to protect my students who had taken a student loan is the best problem that should my students, I narrowed down to..Even one student, for oneday and a fraction of protecting them is what I was looking for..
----------------
One idea came to my mind, It is not difficult. Why not I lend money myself ? The idea is that If I lend money, the students who need the money they will come to me, if they take money from me, they need not go to loan sharks and they are protected. Because I m lending them money not to exploit them. just to protect them. as long as they pursue that they are saved from loan sharks .I thought it is easy why dont I do that. i started giving my money out of my own pocket ,
people loved it... so easy .. i loved it .. so easy.. that is the begining of lending to persons ,
I have no idea, what banks do,
simply doing it myself, when it grew, it became big, everybody wanted to do Mandi
I was very happy because, every time somebody wants to barrow money, i m helping by protecting a student. I was happy, the more it grew, more i was happy.
------------------
Then i started thinking how to make it institutionalizing it. How to inject the method in other subjects also .
------------
everybody was warning me, my colleagues, my students etc. it cannot be done,you are doing a stupid thing, you will loose your money ,I said, if i loose money, it will be money, dont worry about it I will handle it, but until it wont happen, I will continue it. because i see how my students are benefititng from it..and all those warnings came no use because it never happend. it never collapsed. they warning me collapse in a year, it never collapsed.
that thing known as MANDI and spread all over the country
----------------
The reason i m telling you all this story because, everything i did in the story that I m telling is DEFIEING what goes on, NOT accepting what it is.
If I accepted how what the teaching of economics goes ,all along, I will not move out of it. I will match and it wont match..
So I stayed away from it. So i defied what is being taught .
I wanted to bring closeness to the reality and the teaching that i do in the class room. and then i bumped into the banking system without knowing what it is , i was trying to find the solution, they are telling me that it cannot be done .
Gave lots of very brilliant explanations .. I was stubborn.. I did not listen to them
Because again, what happened to me,, gaining what i am, teling about the worms eye view,
I see the reality, as it is. That reality is something precious,
Not what they are saying. It does not match with what i m seeing.
Between what they say and what I see, I accept my worms eye view, than their brilliant knowledge that they have. I have no attention to that.
I relied on what I see, i continue with that.
Then I realized that reality is so simple . We make it very complicated in the class room.
A kind of experts making simple so complex and complicated, so that I can glorify myself as a big scholar.
I said the reality of life was very simple.
Nature is very simple, but we dont go for simplicity of it. We transform it into very complicated.
We complicate it stuck and confuse every body in the process, confuse ourselves, I said, i will stay with simplicity part of it. that was happend with the banking system, and that i did it. it works.
Why does it work ?
Why you violate everything that banking system says. Every aspect of it. but it still it works .
I said because, I m dealing with real people real sense, not coming through a theory, and trying to figure out, how it should be done, I did not do that way . In the process, I violated every single rule, banks have
----------------
SPEND NOW - COLLECT LATER ! .... LEARN NOW AND DO LATER... !
The KEY of banking is all about .....COLLATERAL.
The whole banking system emerged out of it. It is the spinal card for the whole system. Have you noticed this ! Paise, Rokada ! Vasool karo ! Jaldee ! JItna Jaldee uthna jaldee !
The day one , I dismissed the whole idea, I said no collateral, i can do business, without collateral, you did not need to give anything in exchange of my loan.
How they do such a thing..? What you will do if they dont pay back ?
I said, i will deal it when it happens, if it happens, not as an assumption.
It never happened, so I continued, and now it happens all over the country, no collateral,
I keep telling Grameen bank is the only bank in the world, LAWYER FREE , no lawyers involved
See, lending 20 dollars you need a lawyer. It is impossible task,
Lawyer will here to figure it out.. how to do 20- dollar loan to give what kind of documentation, what kind of muscle power to put in to it ,so i dismissed it.
So, everything else in grameen bank we violated one or the other principle of banking, including ..... fundamental feature like collateral.
The ultimate conclusion that I came..
If a system has created the problem,
if u want to solve the problem, undo the system, reverse the the system.
For example if the system has created poverty,
by going in certain direciton, it created poverty.
To undo that you reverse the flow of events, the other way..
The logic is , if go on by the same toad, u will always reach the same destination.
There is no escape form that . if u follow the same road, u will get to the same destination.
If u want to get to the destination, opposite to that, you cannot do it by going the same road, the same direction.
You have to change your direction, we have to go other direction. and then you reach the goal where you want.
the same road cannot take you to new destination. that the simple truth.
But we all always trying to do the same things, always and want to solve the problem we created problem already.
instead of building new roads to take us in other direction.
If you take the totality of the world today, there is lot of achievements that we have created.
But I come back again and again, what created poverty ?
My conclusion always as I have seen, with my experience,e ..
the poverty is not created by the poor .
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UNEDUCATED are not responsible for perpetuation of un-education in the world... !
The people behind the educated becoming the educated are .. THE UNEDUCATED !
The people behind the uneducated continue to remain uneducated are .. THE EDUCATED !
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Who are reason for un-education ? The answer is 'blowing in the wind ' BOB DYLON..!
Does it make sense to you ? this is enormous truth .
When you look at uneducated, you look at them there is something wrong with them, they are lazy, they are trapped in traditional thinking, they lack initiative, they dont have skill. See everything is blaming them .
I put it completely different way . Dont look for their shortcoming in them.
UNEDUCATIOIN is created by the system that is created by the EDUCATED.
System is at fault.
System has become a machine to create uneducaiton.
But you dont touch the system.
So much so, it is easy to talk about the poor people. not about the system.
It seems so logical to think so. and It is working... and So you do that.
In my own work, without knowing all those explanations, I simply hit at the machine.
I said I reverse the machine. I put them into another gear
It brought me suddenly.. I completely i see new kind of people, people who are energetic, people who are creative. People want to change their fate, given even one opportunity,
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Bonazai ree
I m describing uneducation is like a bonzai tree.
You take the seed
My explanation is..
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who designed the system. The GOD designed it ? No. GOD has no business with that. we people designed it. the schalors are. they write books. they write articles . v love that and v practice it. v practie so much v fall i love. v dont think anything else can hapen. and different thing can happen.
we follow it all along. in the process, we created what are the problems with that work .
THREE outcomes let me quote.
1 Extreme inequality .. we dont pay attention to it. the reality life is whole world.
2
3
3
4.
Shifting from University to NITIE
Problem of education faced NITIE
Casual response to the problem
Solution chosen
1. I find our students are SMARTER than us. The reason is, our students are born in times of most SMART technologies are available to them. I jealous them to born in SMART technology times.
2. Quickly let us realize that what ever be the STUDENT OUTCOMES - good or bad - are attributed only to the long drawn academic process that is put in place by the academics like me.
I want to be USEFUL Teacher !
If my DOING is USEFUL to students ?
If my DOING is USEFUL to ALL student ?
If my DOING is FULLY USEFUL to ALL students ?
If my DOING is FULLY USEFUL to ALL students NOW or LATER ON ?
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When I examined this.. I found..that
ALL STUDENTS ARE FULLY USEFUL TO ME IN REAL TIME ?
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When I applied the same with myself as a teacher ..
What I m DOING is FULLY USELESS TO MOST STUDENTS IN REAL TIME ?
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When I applied the same with my teachers ..
What my teachers have DONE to me was PARTIALLY USEFUL ONLY in DUE COURSE ?
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My challenge is..
Why not I M PARTIALLY USEFUL TO FEW STUDENTS IN REAL TIME ?
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Nuksaaani shiksha.. mushkul aur takleeb kee hai ..
Fayidaan wali shiksha mumkeen aur aasan bhee hai ..
Useless is difficult and troublesome;
Where as Useful is easy and Possible !
3.Year on year SMART students are emerging as sure shot DEPENDENTS, JOB SEEKERS and SLAVES. There is sufficient evidence for this. Placement statistics, growing number of job less, job seeking educated, and battalions of unemployable graduates is an indication of this undesirable social outcomes. I also say, with due responsibility this is equally shared by most of my academic colleagues.
4. Academizing process is full proof system which is ancient in doing this damage. This damaging process is carried out diligently working very hard through the selection of few most intelligent students, inflicting maximum pain on them during the learning process, looting whatever the students possess as tution fees, including forcing the students to take student loans, by sodomizing the students. As a professor I have no right to blame anybody else for this .
5. This undesirable outcome is result, when I am teaching to my students illustrious and excellent management theories with an intention to make effective people.
who are supposed to apply the same knowledge skills in due course for solving the corporate problems. Few questions that crop are ..
Professors hold a academic theory that what they are doing to the students will be one day useful, to some
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